Information for Financial Advisers

We are committed to assisting Financial Advisers in supporting their clients, by making it as easy as possible to obtain necessary information about Energy Super’s products, investments and services. In addition, Financial Advisers can also be provided with client account information (subject to member authority).

Energy Super is one of Australia’s leading industry super funds for the energy sector and we are committed to delivering products and services which are tailored to the unique needs of this sector.

Your clients will benefit from:

• low fees
• competitively priced insurance options
• Energy Rewards loyalty program
• access to their account anywhere, anytime through our mobile secure website

Our ratings and awards

• A 5 Year Platinum Performance 2008-2013 award from SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311880). This was awarded across both accumulation and income stream products. The best ‘Value For Money’ funds receive a Platinum Rating for being well balanced across all key assessment criteria:
  • Investment returns and methodology
  • Fees
  • Administration
  • Advisory services
  • A secure and proven risk framework

• A Five Star status for 2012 for Outstanding Value from CANSTAR Pty Ltd (ABN 21 053 646 165, AFSL 312804). We have received this award for the 2nd year running.

• 5 Apple Rating for Super and Pension products in 2013 from Chant West Pty Ltd (ABN 75 077 595 316, AFSL 255320)

• Rated as one of the top three lowest-cost income stream funds in the Australian Money Magazine’s Best of the Best 2012 awards*.

It is important to note that ratings are only one factor to be taken into account when making investment decisions and you should seek financial advice if you're thinking about making changes to your super.

*Money, December 2011

Our Product

Energy Super offers the following products to its members:

• Defined Contribution
• Defined Benefit (closed to new members)
• Transition to Retirement Income Stream
• Income Stream
• Market Linked Pension
• Allocated Pension (closed to new members)

Energy Super is also registered as a Qualifying Recognised Overseas Pension Scheme (QROPS).

For more information on membership categories call the Energy Super Contact Centre on 1300 4 ENERGY (1300 436 374).

Fees

Type of fee	Amount
Establishment fee	Nil
Contribution fee	Nil
Withdrawal fee	Super - Nil Income Stream - Less than $5,000: $100 $5,000 or more: Nil
Termination fee	Nil
Fixed administration fee*	$1 p.w. ($52 p.a. per member account).
Percentage based administration fee*	0.22% p.a. of the member's account balance capped at $2,200 p.a. for any member (including all linked spouse accounts).
Investment management fee* for the 12 months to 30 June 2012	0.00% - 0.75% p.a. depending on the investment option. 0.46% for the Balanced option.
Investment Switching fee	The first switch each financial year is free. Any additional switches will cost the member $25.
Family law information request fee	$100 (payable by the non-member spouse).
Family law split fee	$100 (split between both parties).
International transfer fee	This is not a fixed fee Energy Super will bill members for this service on a cost recovery basis. Indicative cost is between $300-$300 per transfer.
Location fee	$30-$50 This is not a fixed fee. Energy Super will deduct this on a cost recovery basis.

* Management costs include performance fees (where relevant) and are an estimate, derived from the actual management costs for the 2011/2012 financial year. Information on performance fees can be found in the Energy Super Annual Report.

For more information on fees (including linking accounts) please refer to the relevant Product Disclosure Statement.

Other benefits

Benefit	Description
Anti-detriment	On the death of a member an anti-detriment benefit may be payable to eligible beneficiaries. It is only payable as an addition to a lump sum death benefit.

Performance to 30 June 2012

Investments can go up and down. Past performance is not necessarily indicative of future performance.

Super

Investment option	1 year (%)	3 year (%)	5 year (%)	7 year (%)	10 year (%)
Capital Guarantee	5.19	1.82	2.41	5.51	4.84
Cash Deposit	4.70	4.11	n/a*	n/a*	n/a*
Cash Enhanced	4.25	4.79	4.48	4.62	4.52
Stable	4.57	7.41	3.28	5.26	5.76
Capital Managed	2.91	7.73	2.54	5.25	6.09
Balanced	0.54	6.18	-0.16	3.91	5.42
SRI Balanced	0.47	4.70	n/a*	n/a*	n/a*
Smoothed Return	5.95	1.10	1.75	5.23	4.81
Growth	-0.89	7.07	0.08	4.57	5.91
Australian Shares	-8.02	6.70	-3.24	4.06	6.92
International Shares	-2.93	5.33	-5.28	0.44	1.19

*Where 'n/a' is shown this means that the option has not been available for the full period and therefore returns are not available.

Income Stream

Investment option	1 year (%)	3 year (%)	5 year (%)	7 year (%)	10 year (%)
Cash Deposit	5.56	4.85	n/a*	n/a*	n/a*
Cash Enhanced	5.02	5.67	5.31	5.49	5.38
Stable	5.21	8.93	4.08	6.32	6.87
Capital Managed	3.28	9.22	3.21	6.26	7.19
Balanced	0.58	7.01	-0.03	4.56	6.27
SRI Balanced	0.61	5.20	n/a*	n/a*	n/a*
Growth	-1.03	7.72	0.13	5.15	6.69
Australian Shares	-7.79	6.84	-2.98	4.64	n/a*
International Shares	-3.28	5.72	-6.35	0.29	n/a*

*Where 'n/a' is shown this means that the option has not been available for the full period and therefore returns are not available.

Click here for our latest performance figures.

For detailed monthly investment commentaries click here.

Insurance

Energy Super works with leading insurance providers to offer a range of competitively-priced insurance options and cover levels.

It is important to note that some employers have different insurance cover and cost arrangements through Energy Super. If this applies to your client please refer to their relevant Energy Super Other Information Product Disclosure Statement to determine their employer’s insurance arrangements.

Insurance cover options

Death Only

• For former SPEC members who became members of Energy Super as a result of the Fund merger on 1 April 2011 please call the Energy Super Contact Centre on 1300 4 ENERGY (1300 436 374) for a copy of the Death and TPD Insurance Guide for former SPEC members.
• For all other members please refer to the relevant Product Disclosure Statement.

Death & Total and Permanent Disablement

• For former SPEC members who became members of Energy Super as a result of the Fund merger on 1 April 2011 please call the Energy Super Contact Centre on 1300 4 ENERGY (1300 436 374) for a copy of the Death & TPD Insurance Guide for former SPEC members.
• For all other members please refer to the relevant Product Disclosure Statement.

Income Protection

• For former ESI Super members who became members of Energy Super as a result of the Fund merger on 1 April 2011 please call the Energy Super Contact Centre on 1300 4 ENERGY (1300 436 374) for a copy of the Income Protection Insurance Guide for former ESI Super members.
• For all other members please refer to the relevant Product Disclosure Statement.

How to join

It's easy to join Energy Super.

Our Member Online Join form will guide your client on everything they need to do to set up an account with Energy Super . Your client will be emailed a unique link so that they can return to their application at anytime.

Alternatively, a Member Application Form can be found in the back of the Energy Super Member Guide Product Disclosure Statement.

How to rollover

If your client is currently a member of Energy Super and has acquired a number of super accounts, transferring all the funds into the one Energy Super account is easy by using our Online Rollover Tool.

Guides and tools to help your clients

Energy Super Income Stream Product Disclosure Statement	Seminars and webinars
Energy Super Member Guide Product Disclosure Stratement	Super and retirement calculator
Transition to Retirement Fact Sheet	Interactive education modules
Monthly Investment Update subscription	Monthly investment commentaries
Excess contributions tax learner guide	Energy Super's investment managers
Energy Super Board	Compare Energy Super investment options