* Subject to the legislation which requires that the member is aged 25 or older and has an account balance of at least $6,000. Some members may only be eligible to receive limited automatic, default cover which excludes cover for claims arising directly or indirectly from pre-existing conditions. This will generally apply to members not At Work when default cover commences or if joining as Public Offer member. Please refer to the Insurance Guide and the Product Disclosure Statement for more details on Limited Cover, including exclusions to cover.

¹98% of Energy Industry Income Protection claims approved in 12 months, from 1 July 2022 to 30 June 2023. Consider the TMD and PDS before deciding at brightersuper.com.au/pds. All claims are assessed on an individual basis under the terms and conditions of the policy applicable to the claim.


²Brighter Super’s MySuper investment option is among the three lowest fee MySuper products offered by industry superannuation funds in Australia, based on Brighter Super analysis of SuperRatings data. This is based on comparing the cost-of-product and cost-to-member, on a balance of $50,000. Comparison considers SuperRatings rated options only. Data is accurate as of 1 January 2024 and is subject to change. For more information on the SuperRatings research methodology visit www.superratings.com.au. Awards and ratings are only one factor to be taken into account when deciding whether to invest.

³SuperRatings Fund Crediting Rate Survey – December, 2023. Based on SR50 MySuper Index returns, 12-months to 31 December 2023. Refer to superratings.com.au for further information about these results, including how it calculates investment returns. The information is current as at the date of the SuperRatings Survey. Investment returns are only one factor to be considered when deciding whether to invest. Past performance is not a reliable indicator of future performance. Investment returns are not guaranteed.