Energy Hub
What is a bucket strategy?
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Latest
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The cost of living longer
3 min read
Australians are living longer than ever, there's no doubt about it. But one question looms large: is your super big enough?... Keep reading
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Can money buy happiness?
2 min read
We all know the saying “money can’t buy happiness” – but a recent study shows that the old proverb may not actually be true. This article takes a look at what does and does not make us happy when it comes to money.... Keep reading
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Sorry, I’m in a meeting
4 min read
Let’s face it – if you work in an office, you probably spend a lot of time in meetings. Team meetings, stakeholder meetings, even meetings to plan meetings – there’s no escaping them. Here’s a few tips to make a meeting meaningful.... Keep reading
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Embracing spontaneity
3 min read
Happiness studies show that a fulfilling life comes from those moments of ease and coincidence – when we achieve miraculous things without striving and stressing.... Keep reading
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Protect your savings from super villains
1 min read
Is your super safe? Here’s some of the simple steps you can take include monitoring your balance, keeping your details up to date, reading your annual statements and tracking your employer’s contributions to protect your super.... Keep reading
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How to ask for a pay rise
3 min read
Whether you’ve been in the same company for six months or six years, it’s important to know how to ask for a pay rise. And many smaller companies won’t automatically recognise and scale your salary in line with inflation or more responsibility, hereU... Keep reading
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What is a bucket strategy?
3 min read
A bucket strategy is a way of managing your income in retirement to help to make the most superannuation investments. Here’s how to make it work for you and your finances.... Keep reading
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Your unpaid super action plan
3 min read
Unpaid super? Generally, super funds can’t chase missed employer contributions on your behalf, so until the unpaid super situation improves, it’s something you’re going to have to do yourself.... Keep reading
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Prepping for a debt-free Christmas
3 min read
A recent Finder study revealed that most Australians will still be in debt from Christmas next Easter . Eep! According to the study, the average Australian spends roughly $1178 on Christmas. Follow our tips to ensure you still have a festive Christmas, min... Keep reading
Superannuation (view all)
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Your unpaid super action plan
3 min read
Unpaid super? Generally, super funds can’t chase missed employer contributions on your behalf, so until the unpaid super situation improves, it’s something you’re going to have to do yourself.... Keep reading
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Severe Financial Hardship - What Happens Now?
3 min read
Because your super is intended for when you retire, there are very limited circumstances allowing you early access. Severe financial hardship is one of them.... Keep reading
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Why You Should Only Have One Super Fund + Easy Steps To Rollover
2 min read
Do you have a spare $500 to throw away? That’s a large amount of money for nothing in return.... Keep reading
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Protect your savings from super villains
1 min read
Is your super safe? Here’s some of the simple steps you can take include monitoring your balance, keeping your details up to date, reading your annual statements and tracking your employer’s contributions to protect your super.... Keep reading
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What’s a death benefit nomination and why should I care?
3 min read
It turns out that even though most of us seem to avoid the subject of death, Australian seniors are comfortable talking about it, and 3 in 4 of them believe we need to have more conversations about it.... Keep reading
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7 Things You Should Check On Your Annual Super Statement
3 min read
Your annual super statement not only tells you exactly how your retirement savings are tracking, but it also gives you a chance to review your super goals and adjust your strategy accordingly.... Keep reading
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What Makes Super a Tax-Effective Vehicle?
3 min read
Most Australians have heard that their super can be tax-effective when planning for retirement – but why? It's simple: super is taxed differently.... Keep reading
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Sorting your super - before tax vs after tax
2 min read
Unsure about how to make super contributions? Don’t understand the difference between concessional and non-concessional components? Let’s start fixing that. In this article we demystify how you pay money into super and how it’s treated depends on whe... Keep reading
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Have an idle KiwiSaver account? Then read this
2 min read
Only a handful of Australian super funds actually accept KiwiSaver transfers. Not surprisingly, there’s a bunch of rules (of course there is: this is super) – on both sides of the ditch.... Keep reading
Wellbeing (view all)
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Suffering end of year burnout? How to fight fatigue
3 min read
For many of us, the festive break is a chance to indulge in good quality, satisfying sleep with the obligatory lie-in. But even with the extra sleep and relaxation time, you might even find it hard to keep your eyes open.... Keep reading
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Embracing spontaneity
3 min read
Happiness studies show that a fulfilling life comes from those moments of ease and coincidence – when we achieve miraculous things without striving and stressing.... Keep reading
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Can money buy happiness?
2 min read
We all know the saying “money can’t buy happiness” – but a recent study shows that the old proverb may not actually be true. This article takes a look at what does and does not make us happy when it comes to money.... Keep reading
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5 Weird, Quirky (and Sometimes Cute) Stress-Busting Tips and Techniques
2 min read
We all know that one person who’s got an unusual habit they fall in to in order to relieve stress and anxiety. Maybe the ends of their pens are all lumpy from chewing, or they’ve got an old-fashioned balloon stress ball on their desk. Whatever it is, c... Keep reading
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3 Smart Inventions that Keep People Living Independently for Longer
3 min read
Not so long ago, the move from complete independence to aged care could seem quite sudden to older Aussies and their family members. Just a few difficulties with everyday life could see someone fit the definition of someone needing residential care. Here ... Keep reading
Investments (view all)
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Investment risk – don’t learn the hard way
3 min read
Published: 28 Jun 2019. When he’d last checked his balance a few months ago he figured he still had enough in his account to leave a couple of thousand dollars with Energy Super. But when the withdrawal was complete, the amount remaining in his Energy Super account was much lower than he’d expected. And that’s when our member contacted us. There are two key factors at play here. The member hadn’t contributed to his super in over 6 months. Your account balance doesn’t stand still.... Keep reading
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March Economic Update
6 min read
Are you a nuts and bolts kind of person? If you are, then our Investment team's quarterly market update will be right up your alley.... Keep reading
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Savvy savings tips you won't even notice
3 min read
Ever wondered what the experts know about saving that us common folk do not? Apparently there are some relatively simple ways to save. Here are 6 simple ways to save without even noticing.... Keep reading
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Investment performance – what to look for
4 min read
Performance comparisons between super funds aren’t always clear-cut – even when you think they are. When looking at investment performance, it’s important you know what you're looking at.... Keep reading