Energy Hub
What is a bucket strategy?
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The cost of living longer
3 min read
Australians are living longer than ever, there's no doubt about it. But one question looms large: is your super big enough?... Keep reading
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Embracing spontaneity
3 min read
Happiness studies show that a fulfilling life comes from those moments of ease and coincidence – when we achieve miraculous things without striving and stressing.... Keep reading
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Can money buy happiness?
2 min read
We all know the saying “money can’t buy happiness” – but a recent study shows that the old proverb may not actually be true. This article takes a look at what does and does not make us happy when it comes to money.... Keep reading
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What is a bucket strategy?
3 min read
A bucket strategy is a way of managing your income in retirement to help to make the most superannuation investments. Here’s how to make it work for you and your finances.... Keep reading
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Your unpaid super action plan
3 min read
Unpaid super? Generally, super funds can’t chase missed employer contributions on your behalf, so until the unpaid super situation improves, it’s something you’re going to have to do yourself.... Keep reading
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Protect your savings from super villains
1 min read
Is your super safe? Here’s some of the simple steps you can take include monitoring your balance, keeping your details up to date, reading your annual statements and tracking your employer’s contributions to protect your super.... Keep reading
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5 ways to outsmart a scammer
3 min read
Cybercrime is now the biggest economic crime in Australia. In 2016 alone, Australians lost over $70 million to scams. Don't become one of the statistics.... Keep reading
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Worried about losing your marbles in retirement?
4 min read
Retirement can be an exciting prospect but at the same time it can be kind of scary. Not only are you leaving behind the 9-5 daily grind but you’re also entering your twilight years. This article looks at some mind active ways to stay mentally active in ... Keep reading
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Investment risk – don’t learn the hard way
3 min read
Published: 28 Jun 2019. When he’d last checked his balance a few months ago he figured he still had enough in his account to leave a couple of thousand dollars with Energy Super. But when the withdrawal was complete, the amount remaining in his Energy Super account was much lower than he’d expected. And that’s when our member contacted us. There are two key factors at play here. The member hadn’t contributed to his super in over 6 months. Your account balance doesn’t stand still.... Keep reading
Superannuation (view all)
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Your unpaid super action plan
3 min read
Unpaid super? Generally, super funds can’t chase missed employer contributions on your behalf, so until the unpaid super situation improves, it’s something you’re going to have to do yourself.... Keep reading
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Have an idle KiwiSaver account? Then read this
2 min read
Only a handful of Australian super funds actually accept KiwiSaver transfers. Not surprisingly, there’s a bunch of rules (of course there is: this is super) – on both sides of the ditch.... Keep reading
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Severe Financial Hardship - What Happens Now?
3 min read
Because your super is intended for when you retire, there are very limited circumstances allowing you early access. Severe financial hardship is one of them.... Keep reading
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Protect your savings from super villains
1 min read
Is your super safe? Here’s some of the simple steps you can take include monitoring your balance, keeping your details up to date, reading your annual statements and tracking your employer’s contributions to protect your super.... Keep reading
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Sorting your super - before tax vs after tax
2 min read
Unsure about how to make super contributions? Don’t understand the difference between concessional and non-concessional components? Let’s start fixing that. In this article we demystify how you pay money into super and how it’s treated depends on whe... Keep reading
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What’s a death benefit nomination and why should I care?
3 min read
It turns out that even though most of us seem to avoid the subject of death, Australian seniors are comfortable talking about it, and 3 in 4 of them believe we need to have more conversations about it.... Keep reading
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7 Things You Should Check On Your Annual Super Statement
3 min read
Your annual super statement not only tells you exactly how your retirement savings are tracking, but it also gives you a chance to review your super goals and adjust your strategy accordingly.... Keep reading
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Super Decisions: Income Stream vs Lump Sum
6 min read
What do you do when you retire? Take all your super out as a lump sum, or convert it to an income stream investment?... Keep reading
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What Makes Super a Tax-Effective Vehicle?
3 min read
Most Australians have heard that their super can be tax-effective when planning for retirement – but why? It's simple: super is taxed differently.... Keep reading
Wellbeing (view all)
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Embracing spontaneity
3 min read
Happiness studies show that a fulfilling life comes from those moments of ease and coincidence – when we achieve miraculous things without striving and stressing.... Keep reading
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Suffering end of year burnout? How to fight fatigue
3 min read
For many of us, the festive break is a chance to indulge in good quality, satisfying sleep with the obligatory lie-in. But even with the extra sleep and relaxation time, you might even find it hard to keep your eyes open.... Keep reading
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Can money buy happiness?
2 min read
We all know the saying “money can’t buy happiness” – but a recent study shows that the old proverb may not actually be true. This article takes a look at what does and does not make us happy when it comes to money.... Keep reading
Investments (view all)
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Investment risk – don’t learn the hard way
3 min read
Published: 28 Jun 2019. When he’d last checked his balance a few months ago he figured he still had enough in his account to leave a couple of thousand dollars with Energy Super. But when the withdrawal was complete, the amount remaining in his Energy Super account was much lower than he’d expected. And that’s when our member contacted us. There are two key factors at play here. The member hadn’t contributed to his super in over 6 months. Your account balance doesn’t stand still.... Keep reading
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March Economic Update
6 min read
Are you a nuts and bolts kind of person? If you are, then our Investment team's quarterly market update will be right up your alley.... Keep reading
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Investment performance – what to look for
4 min read
Performance comparisons between super funds aren’t always clear-cut – even when you think they are. When looking at investment performance, it’s important you know what you're looking at.... Keep reading