What is your preservation age?
Your preservation age is the age at which you can access your benefits if you’re permanently retired. It depends on your date of birth.
When you can access your super
If you were born on or before 30 June 1961, you can access your super now. If you were born after this date, check the table below.
Born on or between
1 July 1961 and 30 June 1962
1 July 1962 and 30 June 1963
1 July 1963 and 30 June 1964
1 July 1964 to now
There may be limited circumstances where you can access your super before your preservation age. To do so you need to meet a 'condition of release'. Our Getting My Super Guide outlines the conditions of release, how to access benefits for medical reasons, and other factors worth considering.
Transition to retirement
You can also access some of your super from age 55, while you're still working, with a transition to retirement strategy.
How can I access my super?
Once you’ve retired, you have 3 options. You can:
- leave your money in your super account
- have your superannuation benefit paid out as a lump sum
- transfer some or all of it to an Energy Super Income Stream Account.
Read our Getting My Super Guide for more information.
To make a withdrawal, submit a Benefit Payment Request Form.