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Accessing Your Super
Accessing Your Super

Accessing Your Super

When can I access my super?

Generally, you must reach preservation age before you can access your super.

What is preservation age?

Your preservation age is the age at which you can access your benefits if you are permanently retired. This depends on your date of birth and will normally be between age 55 and 60.

Preservation age

If you were born

Your preservation age is

Before 1 July 1960

55 years

On or between 1 July 1960 and 30 June 1961

56 years

On or between 1 July 1961 and 30 June 1962

57 years

On or between 1 July 1962 and 30 June 1963

58 years

On or between 1 July 1963 and 30 June 1964

59 years

On or after 1 July 1964

60 years

Can I access my super early?

There may be limited circumstances where you can access your super before your preservation age.

As superannuation is intended to be a long term investment, the Government requires that it remain preserved in a super fund until you meet a 'condition of release'. For more information please read our Getting My Super Guide which includes conditions of release, accessing benefits for medical reasons, and other factors worth considering.

You can also access some of your super from age 55, while you're still working, with a transition to retirement strategy.

How can I access my super?

Once you have retired you can leave your money in your super account, have your superannuation benefit paid out as a lump sum or you can transfer some or all of it to an Energy Super Income Stream Account.  For more information please read our Getting My Super Guide.

To make a withdrawal from Energy Super, you need to fill out a Benefit Payment Request form and prove your identity before payment can be finalised.

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