Your super is one of the biggest investments you’ll ever make. Which makes sense, because  your super has to provide you with an income long after you’ve stopped working. This could be up to 30 years.

And the type of lifestyle you’ll have in retirement could be affected by the choices you make now, including where and how you invest your super. Energy Super provides 12 investment options for you to choose from. But you’re not locked into just one: you can choose to spread your money across multiple investment options.

And you can switch your options at any time via the Member Portal at no cost to you.

Find out more and compare your options:

Investment optionsRisk Investment timeframe (yrs) Return objective Growth/ defensive asset split1(%)

Investment Fee2

MySuper (default)Med to High7 or moreCPI3 + 3% over rolling 10 yearsGth: 75 -95
Def: 5 - 25
0.35

Cash Enhanced

Very Low 1 or moreTo outperform the Bloomberg AusBond Bank Bill Index over rolling 2 yearsGth: 0
Def: 100
0.10
LifetimePlus Low to Medium Designed to held for the life of member CPI3 + 2.5% over a rolling 5 years

Gth:35

Def:65

0.79

Stable

Low to Medium 3 or more CPI3 + 1.5% over rolling 10 years Gth: 35
Def: 65
0.22

Fixed Interest

Low to Medium 3 or more To outperform the weighted average return from the Bloomberg AusBond Composite Bond Index (50%) and the Barclays Capital Global Aggregate Index (Hedged into Australian dollars) (50%) after tax and fees over rolling 3 years Gth: 0
Def: 100
0.14

Capital Managed

Medium 3 or more CPI3 + 2% over rolling 10 years Gth: 50
Def: 50
0.26
Balanced Med to High 5 or more CPI3 + 3% over rolling 10 years Gth: 75
Def: 25
0.34
Indexed BalancedHigh5 or moreCPI3 + 3% over rolling 10 yearsGth: 75
Def: 25
0.06

SRI Balanced

High 5 or more CPI3 + 3% over rolling 10 years Gth: 70
Def: 30
0.06
Growth High 7 or more CPI3 + 3.5% over rolling 10 years Gth: 90
Def: 10
0.37

Int. Shares

High 10 or more To outperform the weighted average return from the MSCI All Countries World Index in $A hedged (50%) and the MSCI All Countries World Index in $A unhedged (50%) over rolling 5 years Gth: 100
Def: 0
0.50

Aust. Shares

Very High 10 or more To outperform the S&P/ASX 300 Accumulation Index over rolling 5 years Gth: 100
Def: 0
0.35

Related content

1 For further information on each investment option's asset allocation please go to the relevant investment option’s webpage.

2 The investment fees are derived from costs incurred in 2017-2018, and are based on the information available to the Trustee for that financial year. They include estimates where actual costs are not available. View more information on fees.

3 CPI is the Australian Consumer Price Index.

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