Your super is one of the biggest investments you’ll ever make. Which makes sense, because  your super has to provide you with an income long after you’ve stopped working. This could be up to 30 years.

And the type of lifestyle you’ll have in retirement could be affected by the choices you make now, including where and how you invest your super. There are 11 Energy Super investment options for you to choose from. But you’re not locked into just one: you can choose to spread your money across multiple investment options.

And you can switch your options at any time via the Member Portal.

Find out more and compare your options:

Investment options Risk Investment timeframe (yrs) Return objective

Total indirect fees and costs 2

Cash Enhanced

Very Low 1 or more To outperform the Bloomberg AusBond Bank Bill Index over rolling 2 years 0.22%

Stable

Medium to High 3 or more CPI3 + 1.5% over rolling 10 years 0.92%

Fixed Interest

Low to Medium 3 or more To outperform the weighted average return from the Bloomberg AusBond Composite Bond Index (50%) and the Barclays Capital Global Aggregate Index (Hedged into Australian dollars) (50%) after tax and fees over rolling 3 years 0.51%

Capital Managed

High 3 or more CPI3 + 2.5% over rolling 10 years 0.96%
Balanced High 5 or more CPI3 + 3% over rolling 10 years 0.97%
MySuper (default) High 10 or more 3% per year above inflation over rolling 10 years 0.72%

SRI Balanced

High 5 or more CPI3 + 3% over rolling 10 years 1.12%
Growth High 7 or more CPI3 + 3.5% over rolling 10 years 1.00%
Indexed Balanced High 5 or more CPI3 + 2.75% over rolling 10 years 0.28%

Int. Shares

High 10 or more To outperform the weighted average return from the MSCI All Countries World Index in $A hedged (50%) and the MSCI All Countries World Index in $A unhedged (50%) over rolling 5 years 0.47%

Aust. Shares

High 10 or more To outperform the S&P/ASX 300 Accumulation Index over rolling 5 years 0.52%

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1 For further information on each investment option's asset allocation please go to the relevant investment option’s webpage.

2 The total ICR's are derived from costs incurred in 2020-21, and are based on the information available to the Trustee for that financial year. They include estimates where actual costs are not available. View more information on fees.

3 CPI is the Australian Consumer Price Index.