Choosing the right investment option to suit you is essential to ensure you’re able to reach your retirement goals.
Most people work hard for around forty years before retiring. When they retire they need enough savings to live in comfort for a further twenty years or so on average.
Taking charge of your super and choosing the right investment option now can really make a difference to achieving your retirement goals.
Depending where you are in life, you’ll need to consider different investment strategies to suit your needs.
Some investment options perform better than others and deliver higher returns.
Early in your working life you may be comfortable with a higher risk option that delivers a higher return. In comparison, when you’re close to retirement, you may prefer an option that protects your nest egg and forgoes higher returns for more security.
When choosing the investment option(s) that's right for you, ask yourself:
When do I plan to retire?
How much money will I need to fund my retirement?
What are my investment goals?
How comfortable am I with risk vs. returns?
What is my current financial position?
Speak to one of our financial advisers
Unsure which investment option is right for you? Talk to one of our dedicated financial advisers over the phone at no additional cost to help you decide what's best for you.
Aside from talking to one of our expert financial advisers, you can read the EnergySuper Member Guide before making an investment decision. This guide will give you more information on different levels of risk as well as how to reduce investment volatility by spreading your investment across asset classes (i.e. diversification).