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Energy Super's Death and TPD insurance provides a lump sum to you on the diagnosis of a terminal illness or if you’re disabled to such an extent that you will no longer be able to work.
A lump sum can also be paid to your beneficiary/ies in the event of your death. In the event of your death, your beneficiaries will receive this insurance payout in addition to the balance of your Energy Super benefit.
Energy Super's size means we’re able to negotiate great premium rates for our members. You may be eligible for even lower premiums if your job is performed primarily in an office environment.
You can choose from two types of Death and TPD insurance
unit-based, where you purchase a number of units and the value of each unit decreases each year on your birthday while the cost of your premium remains the same, or
fixed-dollar cover, where you choose a level of cover and the cost of your premium rises each year on your birthday.
How much Death and TPD insurance do I have?
You may have received automatic cover depending on how you joined Energy Super. You can apply for extra cover using the following forms: