A significant proportion of Australian families would face financial hardship if the primary income earner at home were to have an accident, become sick or die.
If you’re unable to work due to illness or injury, you’re considered underinsured if your family isn’t able to maintain their current lifestyle.
A lack of adequate insurance to protect yourself from the unexpected can have a disastrous effect on your family’s financial wellbeing.
Unfortunately, many people only read their policy when they need to make a claim but by this time it's often too late.
To find out how much insurance cover you need ask yourself these questions:
- Could my family and I manage financially if my income no longer existed?
- Do I have regular loan repayments to meet?
- Do I have or am I planning on having children?
- Do I have people who are financially dependent on me?
Talk to an Energy Super financial adviser over the phone at no additional cost to help work out how much insurance cover is right for you.
Book an appointment
For more information on insurance, you can also visit our YouTube channel or call our contact centre on 1300 436 374.
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