No matter your age, your income or your employer, if you haven’t already, we suggest checking your insurance cover and that it’s right for you. Insurance cover is something we provide for you through your super.
How much insurance cover do you actually need? Here are some things you should consider.
What insurance do we offer?
Death and TPD insurance provides a lump sum to you on the diagnosis of a terminal illness or if you’re disabled to such an extent that you will no longer be able to work.
If you're unable to work due to illness or injury, you don't want to find out that you're under insured. You’re considered under insured if your family isn’t able to maintain their current lifestyle if you're injured or sick. Income Protection insurance provides you with an income replacement payment in the event that a temporary disablement prevents you from working.
Death Only insurance can give you peace of mind by knowing that, if you die before age 70 or are diagnosed with a terminal illness, your family or estate will be provided with a lump sum payment.
Insurance cover tailored to you
Make sure you’ve got the right level of cover. Speak to one of our Associate Financial Advisers about your personal situation. They will recommend a level of cover that’s right for you and your family. This advice is provided at no extra cost.
Changes to our insurance from 1 July 2020
We’ve made some changes to our insurance. You can find more information about these changes and some of the Frequently Asked Questions here.