This option caters for risk-averse investors who would like to be assured of a consistent return on their money in the short term, even if that return is low. This option invests in cash, term deposits and cash type securities (e.g. “Promissory Notes”, “Mortgage-Backed Securities” and “Floating Rate Notes”).
Objectives
This option aims to:
To outperform the Bloomberg AusBond Bank Bill Index over rolling 2 years
Please note: Returns are not guaranteed.
Strategy
The strategy to achieve the below objectives is to invest in Cash and Cash type securities.
Investment timeframe
Cash Enhanced is suitable for investors with an investment timeframe of one year.
Risk
Risk level^
Very low
Risk band^
1
Risk of negative return
Estimated number of negative annual returns over any 20 year period.
*Please note that TTR investment earnings are taxed up to 15%, so returns are the same as those for Accumulation (Super). To obtain returns for TTR accounts prior to 1 July refer to our 2017 Annual Report.
For further information on the Cash Enhanced option please refer to the Product Disclosure Statement applicable to your account.
For a summary of the Energy Super investment options available to members click here.
All returns shown above are net effective earning rates (i.e. after tax and some fees). The FYTD Return and the 1yr rolling return are not annualised. The returns for all other periods are compound annualised averages. Refer to the Energy Super Annual Report for more information on how rates are calculated.
Investments can go up and down. Past performance is not necessarily indicative of future performance.
* CPI is measured by the All Groups Consumer Price Index For Australia.
** The total indirect fees and costs (including the indirect administration fee) is the estimated cost for the 2018/19 period.
