News and articles
News and articles in 2022
16 March 2022
16 March 2022
16 March 2022
16 March 2022
16 March 2022
4 March 2022
4 March 2022
3 March 2022
8 February 2022
13 January 2022
Superannuation articles 2019-21 (view all)
-
Sorting your super - before tax vs after tax
2 min read
Unsure about how to make super contributions? Don’t understand the difference between concessional and non-concessional components? Let’s start fixing that. In this article we demystify how you pay money into super and how it’s treated depends on whe... Keep reading
-
Have an idle KiwiSaver account? Then read this
2 min read
Only a handful of Australian super funds actually accept KiwiSaver transfers. Not surprisingly, there’s a bunch of rules (of course there is: this is super) – on both sides of the ditch.... Keep reading
-
How investing in super can help you save for your first home
3 min read
The First Home Super Saver (FHSS) Scheme could help you secure the deposit – by saving into your super.... Keep reading
-
Super Decisions: Income Stream vs Lump Sum
6 min read
What do you do when you retire? Take all your super out as a lump sum, or convert it to an income stream investment?... Keep reading
-
2021-22 Federal Budget wrap-up
6 min read
Published: 13 May 2021. After 2020’s “Pandemic Budget”, the focus of the Morrison Government’s 2021-22 Budget Announcement was on maintaining and growing economic recovery. Whilst Superannuation wasn’t a key item last year, this year’s Budget saw some pleasing measures in providing flexibility around Superannuation that we believe are positive for both working and retired members. We’ve focused on the key proposals which are likely to affect our members in this year’s Budget.... Keep reading
-
How to boost your super after COVID
2 min read
COVID-19 meant that you may have needed a little bit of extra financial help due to a loss or reduction in income. You may have taken the option to withdraw from your super early? There are a number of options available to you to help boost/rebuild your su... Keep reading
-
Your Future, Your Super
4 min read
Published: 06 Aug 2019. Updated: 1 September 2021. The Government’s Your Future, Your Super reforms came into effect on 1 July 2021 and are intended to provide:. Greater control and visibility over your superannuation. Better retirement outcomes for you. Greater transparency around how funds manage your money. Safeguards against multiple super accounts being created unintentionally when you change jobs. The Government’s reforms are aimed at delivering better outcomes for members. Energy... Keep reading
-
Spring CEO Update
4 min read
Published: 30 Sep 2021. We have been integrating our teams and systems, creating the cost efficiencies that we’ve been aiming for. This is already helping us deliver better services and lower costs for all our members. This brings me on to some good news – we have removed our weekly administration fee. From 30 September 2021, members will no longer pay the $1 per week administration fee, and instead will only pay the annual percentage-based fee (0.18% of an account balance). Removing the... Keep reading
-
Two flexible ways to maximise your contributions
3 min read
Published: 30 Sep 2021. Giving your super a boost with additional contributions can be a tax-effective way to grow your retirement savings. There are limits to how much you can pay into your super. The annual contribution cap is good for people with regular incomes, but not so good for people who are taking time off work or have a fluctuating income – they could be missing the opportunity to maximise their contributions. Similarly, some people who are nearing retirement or have finished... Keep reading
Investment articles 2019-21 (view all)
-
Investment performance – what to look for
4 min read
Performance comparisons between super funds aren’t always clear-cut – even when you think they are. When looking at investment performance, it’s important you know what you're looking at.... Keep reading
-
Timing the market is not a super idea
5 min read
When markets show volatility, is trying to time the market worth the risk?... Keep reading
-
Your top 5 economic and investment questions
4 min read
Our Investment Team answers your key economic and investment questions.... Keep reading
-
Active vs passive: what’s the difference?
6 min read
Members often ask us to explain Energy Super’s position on active and passive investment management.... Keep reading
-
Insights: Energy Super Investment Update
5 min read
While most of us don’t like volatility, this was exactly what we saw during 2020 and we strongly encouraged our members to heed the advice of ‘don’t panic’.... Keep reading
-
February Economic and Investment Update
6 min read
2020 saw a rollercoaster of a ride with markets continuing to go up and down. Even amongst the challenges the world faced, global share markets enjoyed strong return over the last quarter.... Keep reading
-
May
4 min read
Consumer confidence remains strong with the Australian outlook looking very optimistic. Our economy continues to bounce back to pre-COVID levels and the outlook is still improving.... Keep reading
-
Investing your super for a sustainable future
4 min read
Are you a nuts and bolts kind of person? If you are, then our Investment team's quarterly market update will be right up your alley.... Keep reading
-
Energy Super Investment Update - April
4 min read
Are you a nuts and bolts kind of person? If you are, then our Investment team's quarterly market update will be right up your alley.... Keep reading
Wellbeing articles 2019-21 (view all)
-
Embracing spontaneity
3 min read
Happiness studies show that a fulfilling life comes from those moments of ease and coincidence – when we achieve miraculous things without striving and stressing.... Keep reading
-
Suffering end of year burnout? How to fight fatigue
3 min read
For many of us, the festive break is a chance to indulge in good quality, satisfying sleep with the obligatory lie-in. But even with the extra sleep and relaxation time, you might even find it hard to keep your eyes open.... Keep reading
-
Can money buy happiness?
2 min read
We all know the saying “money can’t buy happiness” – but a recent study shows that the old proverb may not actually be true. This article takes a look at what does and does not make us happy when it comes to money.... Keep reading
-
Scam alert: fraudulent investment opportunities
2 min read
Published: 30 Sep 2021. This is fraudulent activity. Scammers have set up fake companies and are attempting to transfer super balances into their own bank accounts. We urge our members to be vigilant about online, phone and email scams. Be wary of anyone claiming to be from a bank, superannuation fund or financial services provider. The Government has published useful guidance on some of its websites to help you protect yourself from scams. Here are four useful tips from the Money Smart website... Keep reading